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Insurance Coverages and Benefits Why Buy Travel Protection?
You probably don't want to think about it...and no one wants to discourage you by talking about it, but the fact that travel involves some unique risks that are often beyond your control.

Think about it. If you are like most Americans, a vacation is the largest investment you will ever make, next to the purchase of a house and car - are you willing to gamble with your vacation when you have hundreds, or even thousands of dollars at risk?

Why Take A Chance?
When you buy Travel Care no later than final payment, you automatically receive: Pre-Existing Condition Waiver.

Pre-Existing Condition Exclusion Waiver
One of the smartest things you can do to protect your vacation investment is to purchase Travel Care at final payment you receive the added protection of the Pre-Existing Condition Exclusion Waiver. You may be saying to yourself, "I'm not sick, I don't need coverage for a pre-existing condition." Well you may not be sick, but did you know that the Pre-Existing Condition Exclusion Waiver extends to your family as well? Consider the health status of your children, siblings, parents or grandparents or your inlaws. Are you certain they don't have health problems that will cause you to cancel or interrupt your trip? Can you afford to take that chance? Purchase Travel Care now!

OUR PRICING
Trip Cost Up To:
$500
$1000
$1500
$2000
$2500
$3000
$3500
$4000
$4500
$5000
$6,000
$7,000
$8,000
$9,000
$10,000
Per Cabin Cost:
$36.99
$62.99
$89.99
$116.99
$144.99
$172.99
$199.99
$229.99
$259.99
$289.99
$349.99
$409.99
$469.99
$529.99
$589.99

For trip costs over $10,000 please contact iwantacruise.com at (800) 935-2727

OUTLINE OF COVERAGES AND SERVICES

Information You Need To Know
By enrolling and paying your plan cost, you will enjoy the Travel Care services and insurance coverages described here.

PLEASE NOTE: Benefits mentioned on this site are described on a general basis only. There are certain restrictions, exclusions and limitations that apply to all coverages and services. This page is not a contract of insurance.

You will receive a Certificate of Insurance (or Policy for residents of certain states) and Description of 24-Hour Emergency Hotline Services which describes the benefits and limitations in detail. If you do not receive your documents before you leave on your trip, call CSA at (800) 348-9505.

No agents or other person has the authority to make representations, offer interpretations, alter, modify or waive any of the provisions of this plan. We reserve the right to reject applications. The plan cost payment is non-refundable except as otherwise stated herein.

General Provisions
Your coverage for Trip Cancellation begins either the day after we receive your payment, or the day after your application is postmarked, whichever occurs first.

Your other coverages and services begin either the date and time you actually start your trip, or 12:01AM of the scheduled departure date of your trip, whichever is later.

All coverages and services end either midnight of trip completion date, or when you complete your trip, or when you reach your home, or when you cancel your trip, whichever occurs first.

This plan is available to persons who pay the required plan cost prior to trip departure, and whose primary residence is in the United States or Canada.

These coverages and services are designed to protect you from the specific listed unforseeable and unexpected events, not from circumstances known or likely to occur.

24-HOUR EMERGENCY HOTLINE SERVICES
Provided by CSA's Designated Assistance Provider

Once you have paid your premium receive a complete description of 24-Hour Emergency Hotline Service, along with the emergency hotline numbers to call for:
  • Personal travel assistance;
  • Referral to a doctor, hospital, pharmacy or dentist;
  • Help in replacing lost travel documents or tickets;
  • Emergency messages to and from your home;
  • Referral for legal and bail bond assistance;
  • Assistance arranging hospital deposits;
  • Assistance with routine or emergency travel arrangements
Emergency Medical Transportation
These services are only available through the Designated Assistance Provider. If you become sick or injured on your trip, the Assistance Provider will:
  • Arrange for and transport you to the nearest suitable medical facility;
  • Provide you with assistance to return home, if medically necessary;
  • Provide round-trip economy airfare to send someone of your choice to be with you if you are traveling alone and are in the hospital for more than 10 days;
  • Send your baggage home;
  • Return your children home with an escort if you are traveling with them and they are left unattended;
  • Arrange for and transport your remains to your home city in the event of your death.
INSURANCE COVERAGES
Underwritten By Commercial Union Insurance Company (CU)

Trip Cancellation and Trip Interruption
These coverages pay certain non-refundable expenses if your trip is cancelled or interrupted for the following covered reasons:
  • Sickness, injury or death of you, a family member or traveling companion;
  • A terrorist incident in a foreign city to which you were scheduled to arrive within 30 days following the incident;
  • Adverse weather or natural disasters resulting in the complete cessation of travel services;
  • Unforseeable financial default or bankruptcy of a tour operator, crusie line or airline that occurs more than seven days after coverage is purchased;
  • Labor disputes resulting in the complete cessation of travel services;
  • Your home being made uninhabitable due to fire, flood, vandalism or natural disaster;
  • You, a traveling family member or a traveling companion being subpoenaed, required to serve on a jury, hijacked or quarantined.
  • Coverage not available to non US or Canadian residents.
Travel Delay
This coverage pays for certan extra transportation and accomodation expenses if your trip is delayed for 12 hours or more.

Emergency Medical Expense Coverage
This coverage reimburses you for certain expenses incurred due to sickness or injury which occurs while on your trip. This coverage is excess over any medical or health insurance available to you. *Coverage not available to Canadian residents.

Baggage Loss Coverage
Reimburses you if your baggage is lost, stolen, or damaged while on your trip. This coverage is secondary to any coverage provided by a common carrier.

Baggage Delay Coverage
If your baggage is delayed more than 24 hours, you will be reimbursed for the purchase of essential items.

Exclusions
The Certificate (or Policy) of Insurance details certain exclusions which apply to some or all coverages. Please read your Certificate or Policy carefully.